The retirement planning team at LMT is confident we create value for each and every client not only monetarily, but also through with peace of mind that they clearly understand how their accounts work. We pride ourselves on building relationships that last a lifetime, at LMT we meet with our client’s on an annual or semi annual basis to update and review every policy. Our client’s understand the complexity of their annuity policies and life insurance policies, and since we never charge consulting fee’s, our client’s can walk in our door as often as they want. The road to retirement can be extremely long if you don’t have someone leading the way.
Fee Based Investment Advisor Services
Did you leave behind your 401K plan when you left your last job? At LMT, we are dedicated to making sure your money is working for you. Americans work hard for their money and so often when someone changes jobs, they leave their old 401K’s behind. Unfortunately, these accounts may become stagnant and you may no longer have control of your money, but more importantly your money is no longer working for you. Usually it is simply because client’s don’t know how to move it into a more profitable account, or they just don’t know their options and tax liabilities. At LMT our professional’s utilize our experience to customize each recommendation to the client’s specific needs. We analyze clients' individual needs and goals in order to personalize their portfolio to them.
Many professionals spend the bulk of their careers focusing on the accumulation stages of their clients retirement funds, neglecting the equally important preservation and distribution phase. When planning for your retirement it is important that you ask an expert to help guide you through the many hurdles and decisions that need to be made. At LMT, our team of experts focus on the preservation and distribution phase of your retirement funds, ensuring that your dollar will go as far as possible and make sure you do not miss any of your RMD’s (required minimum distribution). Staying compliant with the IRS is an important factor in your retirement plan and we’ll make sure you know the rules. We work closely with all of our clients and develop life-long relationships with each family we help. The products we recommend are the same one’s we recommend to our own family and friends.
Outliving your income is one of the primary concerns many Americans are facing today. With the increase of technology and the advancements in medication, the average life span is continuously increasing. If you are nearing retirement or already retired, and want to alleviate the stress of not knowing if you will have enough money to last you a lifetime; an annuity may be the answer for you. There are different types of annuities so dependent upon your stage in life is in accordance with which type is best for you. Regardless of whether you are still saving for retirement or already receiving income, a specialist at LMT Insurance Services can always recommend a safe and secure savings program that will outpace inflation and provide you with an income you can NEVER outlive.