Category Archives: Retirement

The Relationship Between Variable Annuities And The Market

You probably believe that Variable Annuities have some strengths. Well, I would be lying if I didn’t agree. BUT (yes, there is a “but”), any benefit that you can receive from a Variable Annuity can be received from another annuity, … Continue reading

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Four Retirement Realities and How to Prepare For Them…Unlock a Fresh Perspective

The topic of annuities has become extremely prevalent in the retirement income market “primarily because of the importance of a guaranteed* income stream to at least help meet basic expenses, which can be realized with a single premium immediate annuity,” says … Continue reading

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Personal Survival In An Unstable Economy- The Comparison That Might Save Your (financial) Life

Much like a superhero swoops in to save the girl from the villain and bring her back to safety, I would like to believe I am swooping in to save you from committing financial errors and bringing you a more … Continue reading

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Again I hear… ‘I Almost Lost Everything by Following This Rule’

You might have heard that the 4 Percent Rule, otherwise known as the Prudent Man’s Rule, is a safe way of determining your withdrawal rate from stock market accounts during retirement. Well, this may not be true. The Prudent Man’s Rule suggests that … Continue reading

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How to Choose the Right Advisor for You

In addition to self education, one of the key steps you can take to ensure you’re on the right track towards retirement is to find the right financial advisor for your needs. But how do you know if you’re choosing … Continue reading

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The Relationship Between Variable Annuities And The Market

I wouldn’t be honest if I told you that I think a VA is a good way to help you receive guaranteed* income in retirement, because it may not be, and I’m not the only one with this opinion. When Suze … Continue reading

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The Annuity Puzzle

IMAGINE a set of 65-year-old identical twins who plan to retire this summer after long careers. We’ll call them Dave and Ron. They have worked for different employers and have accumulated retirement benefits worth the same amount in dollars, but … Continue reading

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A Strategy for a Lifetime of Income

To win the battle for income that lasts a lifetime, a growing number of financial advisers and retirees have decided to divide and conquer. Their approach: Split portfolios into separate “buckets” designed to generate income for specific segments of retirement.  … Continue reading

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Time To Buy Stocks?

The question on everyone’s mind right now is what exactly they should do in the stock market. The answer depends on a lot of factors, most notably risk tolerance and patience. As a general rule of thumb, though, let’s assume … Continue reading

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Stock Market Decline

The market could continue to decline, Cramer said Monday, adding he thinks the market could go flat for the year or a little worse before finding a bottom. The “Mad Money” host doesn’t like being negative, but noted he’s championed … Continue reading

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