Category Archives: Presidents Blog

The Relationship Between Variable Annuities And The Market

You probably believe that Variable Annuities have some strengths. Well, I would be lying if I didn’t agree. BUT (yes, there is a “but”), any benefit that you can receive from a Variable Annuity can be received from another annuity, … Continue reading

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Four Retirement Realities and How to Prepare For Them…Unlock a Fresh Perspective

The topic of annuities has become extremely prevalent in the retirement income market “primarily because of the importance of a guaranteed* income stream to at least help meet basic expenses, which can be realized with a single premium immediate annuity,” says … Continue reading

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Personal Survival In An Unstable Economy- The Comparison That Might Save Your (financial) Life

Much like a superhero swoops in to save the girl from the villain and bring her back to safety, I would like to believe I am swooping in to save you from committing financial errors and bringing you a more … Continue reading

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Buy No Annuity-Until You Hear What The Pros Know

A lot of kids move back home after graduating college, as you may have experienced for yourself… more than once! Some of these parents make their child pay rent. Some parents put this money away and return it all to … Continue reading

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Again I hear… ‘I Almost Lost Everything by Following This Rule’

You might have heard that the 4 Percent Rule, otherwise known as the Prudent Man’s Rule, is a safe way of determining your withdrawal rate from stock market accounts during retirement. Well, this may not be true. The Prudent Man’s Rule suggests that … Continue reading

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How to Choose the Right Advisor for You

In addition to self education, one of the key steps you can take to ensure you’re on the right track towards retirement is to find the right financial advisor for your needs. But how do you know if you’re choosing … Continue reading

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The Relationship Between Variable Annuities And The Market

I wouldn’t be honest if I told you that I think a VA is a good way to help you receive guaranteed* income in retirement, because it may not be, and I’m not the only one with this opinion. When Suze … Continue reading

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The TRUTH about Variable Annuities!

Has anyone ever tried to advise you to buy a Variable Annuity and given you false information about such annuities? Are you interested in growth and preservation? Well, the truth of the matter is it takes MUCH bigger gains to … Continue reading

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Variable Annuities

Why I don’t recommend them..Two BIG Reasons Retirees Should AVOID Variable Annuities: There are two big reasons retirees should avoid Variable Annuities, (we don’t let our firm sell or recommend them ever!) Reason #1: Variable Annuities are subject to stock … Continue reading

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Retirement investments for your life savings

After all of their research, professors Babbel and Merrill not only quoted the above statistics, but they gave some recommendations for people who are approaching retirement or who are already retired. First, they suggest that retirees determine the minimal acceptable … Continue reading

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