Category Archives: Annuities

The Relationship Between Variable Annuities And The Market

You probably believe that Variable Annuities have some strengths. Well, I would be lying if I didn’t agree. BUT (yes, there is a “but”), any benefit that you can receive from a Variable Annuity can be received from another annuity, … Continue reading

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Buy No Annuity-Until You Hear What The Pros Know

A lot of kids move back home after graduating college, as you may have experienced for yourself… more than once! Some of these parents make their child pay rent. Some parents put this money away and return it all to … Continue reading

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Again I hear… ‘I Almost Lost Everything by Following This Rule’

You might have heard that the 4 Percent Rule, otherwise known as the Prudent Man’s Rule, is a safe way of determining your withdrawal rate from stock market accounts during retirement. Well, this may not be true. The Prudent Man’s Rule suggests that … Continue reading

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The Relationship Between Variable Annuities And The Market

I wouldn’t be honest if I told you that I think a VA is a good way to help you receive guaranteed* income in retirement, because it may not be, and I’m not the only one with this opinion. When Suze … Continue reading

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The Annuity Puzzle

IMAGINE a set of 65-year-old identical twins who plan to retire this summer after long careers. We’ll call them Dave and Ron. They have worked for different employers and have accumulated retirement benefits worth the same amount in dollars, but … Continue reading

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Fixed Indexed Annuities FAQ

What is an index annuity?      An index annuity is a fixed annuity offered by an insurance company.  The index annuity earns a minimum rate of interest and offers the potential for excess interest based on the performance of an … Continue reading

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